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Residential

Home Equity.

Take out the equity in your home by availing a line of credit upto 65 % of Loan-to-Value (LTV). Deposit surplus funds and withdraw at will to save on interest cost.

High LTV Loans

Get financing upto 95% of LTV with Canada Mortgage and Housing Corporation (CMHC) insurance. Premium of CMHC included in loan amount.

Conventional Mortgage
Avail a mortgage for up to 80% LTV competitive rates and for terms up to 5 years.

Mortgage Prepayment Disclosure - Click Here

Residential Mortgage Public Disclosures - Click Here

Information on Mortgage Security (Residential Mortgage) - Click Here
 

Residential Mortgage Rates

Fixed Rate Mortgages

Closed 

Term

Posted Rates

Special Rates

 

6 Months

NA

NA

1 Year

3.590%

NA

2 Year

3.690%

NA

3 Year

3.890%

NA

4 Year

4.390%

NA

5 Year

4.490%

Special Offers are Available.  (Ask our Branches for more details)

 

Variable Rate Mortgage

Variable Closed Mortgage

Term

Posted Rate

Special Rates

 

5 Year

SBIC CAD Prime Rate

(Present Effective 3.20%)

Special Offers are Available.  (Ask our Branches for more details)

Home Equity Line of Credit

SBIC CAD Prime Rate + 0.500%

(Present Effectie 4.25%)

Special Offers are Available. (Ask Branches for more details)

 

·         SBI Canada Bank Prime Rate is 2.95% with effect from July 13, 2017.

·         Rates have been provided for information only and are subject to change without notice at any time.

·         Special Offer may be changed or be withdrawn at any time without notice.

·         Other conditions and restrictions apply.

Super Saver

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Remittances

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